Economics

Investment is the most situational of events that face an individual. The environmental factors deemed unfavorable could actually present the best opportunity for establishing a strong portfolio. The only necessity is a magnificent amount of information and sufficient funds to finance the venture.

Summary
The reprieve from the economic crisis that affected the availability of credit presents the best scenario of investors who are willing to reap huge benefits from investing in the high-valued stock. As a result, the contemporary mutual funds that have always accrued favorable returns are sill lagging behind. For the willing investor, the time is ripe for investment in individual stocks as opposed to a multiplicity.

Investing in individual stocks enables the prospective investor to choose those stocks with favorable characteristics. According to Brush (2010), the highly volatile prices that demarcate the risk levels have actually bee trimmed down and thus the stocks are bound to move up. The choice of stock will depend on the characteristics of capital and revenue gains. Investors are however advised to choose a portfolio through which they can spread the risk.Opinion

The ideas presented in the article are on point owing to the fact that mutual funds are characterized by investment in an infinite number of stocks whose returns may not match the level of returns from a favorable stock. The need to spread risk when investing in mutual funds spreads the returns too and thus erodes the earning power of the investment. As outlined by Brush (2010), it is imperative to seek expert advice from a trustworthy stockbroker in addition to the due diligence. 3. Economic Principle

The demand and supply of shares is based on the pricing in most instances. As a result, high prices will stimulate supply of the stock assuming that all factors remain constant. However, the economic climate is bound to affect the prices at which supply levels exists, thus leading to availability of the stocks at lower prices. Brush (2010) outlines that a rational investor should jump at this opportunity and buy when the prices are low. As a result, investors are always watchful of the price at which they are wiling to buy the tocks. Since with mutual funds the units are sold at prices that are not indicative of movements in stock prices, then an investor is better of buying stocks that he or she has ample information on.

Conclusion
During boom periods, revenue gains are high and on the other hand, investing during recessionary times ensures capital gains when the prices pick up. Thus for an investor, any time is the best time to invest, the only consideration to make is the qualities of the targeted stock.